Segal Company

Prescription Drug Benefits

Rapidly rising prescription drug costs are driving overall increases in the cost of health coverage. Segal can help multi-employer funds manage the cost of prescription drug coverage through a variety of services, including:

  • Evaluating and negotiating annual renewals
  • Reviewing utilization and cost data to discover ways that the plan can more effectively provide prescription drug coverage by making plan design changes
  • Reviewing the contract to evaluate whether the terms are competitive
  • Reviewing prescription copays and/or coinsurance and targeting copays to encourage individual health management
  • Evaluating generic prescription drug utilization.
  • Implementing a tiered plan design using copays or coinsurance