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Prescription Drug Benefits
Rapidly rising prescription drug costs are driving overall increases in the cost of health coverage. Segal can help you manage the cost of prescription drug coverage through a variety of services, including:
- Evaluating and negotiating annual renewals
- Reviewing utilization and cost data to discover ways that you can more effectively provide prescription drug coverage by making plan design changes
- Reviewing your contract to evaluate whether the terms are competitive
- Reviewing your prescription copays and/or coinsurance and targeting copays to encourage individual health management
- Evaluating generic prescription utilization
- Implementing a tiered plan design using copays or coinsurance